The New Way to get Life Insurance
- No Medical Exam
- No Sales Calls
- Guaranteed Coverage
I managed to secure a $500,000 life insurance policy for only $32 per month, going beyond a mere quote as provided by other providers. The entire process took just 15 minutes, representing a significant shift and an innovative approach. Without any direct communication with an agent, I received instant approval, reaffirming that this is indeed the modern method of purchasing life insurance.
How does Ethos work?
The Ethos online wizard automates the underwriting process,
whether it’s getting quotes or an actual policy.
Get an instant quote
Examine various personalized coverage plans available for your selection before submitting your application.
Apply in under 10 minutes
Select your preferred plan and acquire coverage in approximately 10 minutes without undergoing a medical examination—only a few health-related inquiries required.
Dedicated Support
At any hour, our team is ready to address inquiries and assist you in activating your policy.
Why people love us!
A+ Rated Carriers
We collaborate with leading life insurance carriers in the industry, all of which have obtained A+ (Superior) ratings from A.M. Best for their robust financial standing.
Guaranteed Coverage
Nearly 95% of applicants are eligible for insurance, and if you fall within the 66 to 85 age bracket, your approval is guaranteed.
30-day free look
Experience your policy on a trial basis with a 30-day money-back guarantee. If you find yourself unsatisfied within the initial 30 days, we will provide you with a full refund.
Flexible coverage
Receive life insurance protection ranging from $20,000 to $2 million. Select from a range of term options including 10, 15, 20, and 30 years.
Fast process
Our completely online and stress-free procedure simplifies the application process. Tasks that previously required weeks can now be completed within minutes.
Instant Coverage
Protection begins as soon as you make your initial payment. As long as you maintain the premium payments, the coverage remains in effect for your entire lifetime.
What do YOU need?
By responding to a series of questions, you will secure a tailored policy that aligns with your specific circumstances, requirements, and objectives.
Whole Life or Term Life
10 year, 20 year, or Lifetime Coverage
$ Policy Coverage vs. $ Annual Premium
Beneficiary Protection vs. Investment
More Information about Life Insurance
By responding to a series of questions, you will secure a tailored policy that aligns with your specific circumstances, requirements, and objectives.
How much does Insurance Cost?
Every policy is underwritten to cater to the specific requirements of the individual and their family. Multiple factors contribute to the determination of premiums, including gender, age, location, health, and coverage amount.
Term Life vs. Whole Life
Term Life insurance operates as its name suggests, providing coverage for a specified duration, usually ranging from 10 to 30 years. On the other hand, Whole Life insurance ensures coverage for your entire lifetime, as the name implies.
What are Life Insurance Riders?
Riders serve as supplementary options, allowing you to enhance your policy to better suit your needs. Some frequently chosen riders consist of guaranteed insurability, accidental death, waiver of premium, family income benefit, accelerated death benefit, child term, long-term care, and return of premium.
No Medical Exam No Credit Check No Obligation Free 30-day Look
Get started
Initiate the process of safeguarding your family by applying for life insurance online with Ethos, without any commitment. The process is complimentary and will not impact your credit score.
The information provided on this website is not intended as investment or financial advice, or as a recommendation to purchase any specific product. It is recommended to always consult a licensed financial or insurance professional before investing or purchasing any financial product. Detailed product information such as Surrender Yields, Premiums, Age Restrictions, Riders, Fees and Withdrawal provisions vary by product, and may be subject to change without notice.
USA Life Agency partners with Ethos Technologies Inc. Ethos operates in some states as Ethos Life Insurance Services. CA license #0L28949; AR license #100164629. Ethos offers policies issued by the carriers listed at http://www.ethoslife.com/carriers. Products and their features may not be available in all states. License information is listed at https://www.ethoslife.com/licenses. To help avoid requiring a medical exam, our application asks certain health and lifestyle questions.
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